Key Commercial Capital
Just Better.
Obtaining the right business financing can be difficult. The process can be confusing and sometimes damaging to your personal credit. Our knowledgeable staff offers the keys to accessing the funds your business needs to start-up, expand or move to the next level. We commit to working with you to open the right doors and will give you a variety of options to get the job done.
Key Commercial Capital works with franchises and start-up businesses in all 50 States of the USA. Pre-qualify to get started. We will follow up with you within 1 business day after receiving the report with your answers.
SBA 7(a) Loan
Start-up Funding | Acquisition | Partner Buyout | Expansion | Working Capital
Small business loans, backed by the SBA, offer from $50,000 up to $5 million in financing that can be used for almost any business purpose, including start-up, acquisition or expansion. Loan proceeds can be used as working capital or to purchase real estate, equipment, inventory, etc.
SBA 7(a) Business Loans
401K Business Financing
Rollovers for Business Start-ups or ROBS
Use funds from an eligible retirement account to buy a small business or franchise without taking a taxable distribution or getting a loan.
401(k) business financing does not trigger an early withdrawal fee or tax penalties, so you can continue to save for retirement while building your business.
Rollovers for Business Start-ups
Unsecured Bank Loan Program
No Personal Collateral | Fixed Rate | Quick Funding
Pain Free Business Financing for Qualified Borrowers
- No downpayment expectation or evaluation of cash reserves
- No real estate pledge required - loan is completely unsecured
- No business tax returns or financial reports (P&L or Balance Sheet) evaluation required
- No restrictions, no financial projections, no business plan or explanation of experience in local market
- May be used for start-ups, franchises, acquisitions or working capital
Unsecured Business Loan - Learn More
Business Lines of Credit
Minimum 6 Months Time in Business
- Revolving Line
- Interest Rates Vary Based on Credit and Revenue
- Minimum Credit Score of 620
Business Lines of Credit
Unsecured Business Lines of Credit
Credit Card Financing
- Funding up to $150,000
- Minimum Credit Score Requirement of 680 Across All 3 Bureaus
- Can Write Checks or Negotiate Cards for Cash - Fee Applies
- No Minimum Time in Business - Can Use to Fund Start-Up Business
- Most Cards Interest Free for 6 - 18 Months
- Revolving - Can Continue to Use as You Pay Off
Business Credit Card Financing Program
MCA (Merchant Cash Advance)
Funding Amount is Based on Average Daily Balance in Checking Account and Monthly Deposits
- 3 Month - 18 Month Terms
- Daily or Weekly Payments
- Low Minimum Credit Score Requirement (575+)
- Fast Approval and Funding
- Can Stack MCA's to meet Additional Funding Needs
Merchant Loan
Get started learning about your business financing options now. Answer some simple pre-qualification questions and we will schedule a call to discuss your file.
Obtaining the right business financing can be difficult. The process can be confusing and sometimes damaging to your personal credit. Our knowledgeable staff offers the keys to accessing the funds your business needs to start-up, expand or move to the next level. We commit to work with you to open the right doors and will give you a variety of options to get the job done.
Key Commercial Capital serves business clients in all 50 States of the USA. Click the pre-qualify button at the bottom of this page to get started. We will follow up with you within 1 business day after receiving the report with your answers.
SBA 7(a) Loan
Start-up Funding | Acquisition | Partner Buyout | Expansion | Working Capital

Small business loans, backed by the SBA, offer from $50,000 up to $5 million in financing that can be used for almost any business purpose, including start-up, acquisition or expansion. Loan proceeds can be used as working capital or to purchase real estate, equipment, inventory, etc.
SBA 7(a) Business Loans
401K Business Financing
Rollovers for Business Start-ups or ROBS

Use funds from an eligible retirement account to buy a small business or franchise without taking a taxable distribution or getting a loan.
401(k) business financing does not trigger an early withdrawal fee or tax penalties, so you can continue to save for retirement while building your business.
Rollovers for Business Start-ups
Unsecured Bank Loan Program
No Personal Collateral | Fixed Rate | Quick Funding

Pain Free Business Financing for Qualified Borrowers
- No downpayment expectation or evaluation of cash reserves
- No real estate pledge required - loan is completely unsecured
- No business tax returns or financial reports (P&L or Balance Sheet) evaluation required
- No restrictions, no financial projections, no business plan or explanation of experience in local market
- May be used for start-ups, franchises, acquisitions or working capital
Unsecured Business Loan - Learn More
Business Lines of Credit
Minimum 6 Months Time in Business

- Revolving Line
- Interest Rates Vary Based on Credit and Revenue
- Minimum Credit Score of 620
Business Lines of Credit
- Funding up to $150,000
- Minimum Credit Score Requirement of 680 Across All 3 Bureaus
- Can Write Checks or Negotiate Cards for Cash - Fee Applies
- No Minimum Time in Business - Can Use to Fund Start-Up Business
- Most Cards Interest Free for 6 - 18 Months
- Revolving - Can Continue to Use as You Pay Off
Business Credit Card Financing Program
MCA (Merchant Cash Advance)
Funding Amount is Based on Average Daily Balance in Checking Account and Monthly Deposits

- 3 Month - 18 Month Terms
- Daily or Weekly Payments
- Low Minimum Credit Score Requirement (575+)
- Fast Approval and Funding
- Can Stack MCA's to meet Additional Funding Needs
Merchant Loan