Key Commercial Capital

Just Better. 


Obtaining the right business financing can be difficult. The process can be confusing and sometimes damaging to your personal credit. Our knowledgeable staff offers the keys to accessing the funds your business needs to start-up, expand or move to the next level. We commit to work with you to open the right doors and will give you a variety of options to get the job done. 

SBA 7(a) Loan

Start-up Funding | Acquisition | Partner Buyout | Expansion


Small business loans, backed by the SBA, offer up to $5 million in financing that can be used for almost any business purpose, including start-up, acquisition or expansion. Loan proceeds can be used as working capital or to purchase real estate, equipment, inventory, etc.


SBA 504 Loan

Commercial Real Estate up to $5 Million


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401K Business Financing

Rollovers for Business Start-ups or ROBS


Use funds from an eligible retirement account to buy a small business or franchise without taking a taxable distribution or getting a loan.

401(k) business financing does not trigger an early withdrawal fee or tax penalties, so you can continue to save for retirement while building your business.


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SBA Working Capital Loan (SBA Express Loan)

No Personal Collateral | No pre-payment penalty | 10 year term


Simple small business financing solution for entrepreneurs needing $50,000 – $150,000 for business operations. These loans provide the same government guarantee and low interest rates as traditional SBA loans, but they can close in as little as 30 days.


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Business Lines of Credit

Minimum 6 Months Time in Business


  • Revolving Line
  • Interest Rates Vary Based on Credit and Revenue
  • Minimum Credit Score of 620
Terms, credit limits and rates vary based on time in business, revenue and credit.

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Unsecured Business Lines of Credit

Credit Card Financing


  • Funding up to $150,000
  • Minimum Credit Score Requirement of 680 Across All 3 Bureaus
  • Can Write Checks or Negotiate Cards for Cash – Fee Applies
  • No Minimum Time in Business – Can Use to Fund Start-Up Business
  • Most Cards Interest Free for 6 – 18 Months
  • Revolving – Can Continue to Use as You Pay Off

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MCA (Merchant Cash Advance)

Funding Amount is Based on Average Daily Balance in Checking Account and Monthly Deposits


  • 3 Month – 18 Month Terms
  • Daily or Weekly Payments
  • Low Minimum Credit Score Requirement (575+)
  • Fast Approval and Funding
  • Can Stack MCA’s to meet Additional Funding Needs

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Get started learning about your business financing options now. Answer some simple pre-qualification questions and we will schedule a call to discuss your file.


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