# Calculating the SBA Guaranty Fee 2021

In SBA Loans by Key Commercial Capital

## The following are instructions on how to calculate the SBAGuaranty Fee at different loan amounts.

Depending on the loan amount, the SBA has different ways to calculate the fee amount. Examples are included for each level.

### Loan Amount:  50,000 to 150,000

Take the loan amount and multiply by .85

Then take that figure and multiply by .02 (2%)

#### Example 150,000 x .85 = 127,500 x .02 = 2,550 is the SBA Guaranty Fee

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### Loan Amount:  151,000 to 700,000

Take loan amount and multiply by .75

Then take that figure and multiply by .03 (3%)

#### Example 350,000 x .75 = 262,500 x .03 = 7,875 is the SBA Guaranty Fee

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### Loan Amount:  701,000 to 1,000,000

Take loan amount and multiply by .75

Then take that figure and multiply by .035 (3.5%)

#### Example 1,000,000 x .75 = 750,000 x .035 = 26,250 is the SBA Guaranty Fee

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### Loan Amount: 1,000,001 to 5,000,000

This one is 3 steps

Example 3,250,000 would be figured as such

Step 1 to figure fee for 1,000,000

Take loan amount of 1,000,000 and multiply x .75 = 750,000 x .035 (3.5%) = 26,250

Step 2 to figure fee for amount over 1,000,000 in this case 2,250,000

2,250,000 (amount over 1MM) x .75 = 1,687,500 x .0375 (3.75%) = 63,281.25

#### 63,281.25 + 26,250 =  89,531.25 is the SBA Guaranty Fee

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If you have further questions about SBA guarantee fees or the loan process.  Feel free to contact us for a free consultation.

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